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Pyaar Banaye Rakhein...
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About us - Tharki Engineer is a YouTube channel, where you will find most funniest things, jokes, meams, trending topic and much more.
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Produced by - Tharki Engineer / Loveonfloor
Edited by - Tejpratap singh
I get questions all the time from people ondifferent financial philosophies and strategies because I definitely thinkbackwards than most people most wealthy people do and today what I want to do isI want to have this conversation with you about a recent question I got onlife insurance and the question was how does life insurance work as aninvestment so today I'm going to talk about it is life insurance andinvestment is it an investment that you should care about and I'm gonna breakthat down for you is life insurance a good investmentlet's find out first of all let's understand what it isthere are two types of life insurance one is called term and the other iscalled whole and whole life and term life are different from each other termis really cheap and all you're doing is investing in your death benefit whetherit's a good investment or not yeah if you have loved ones that's an investmentthat will take care of them whole life insurance what it does it actually has aliving benefit as opposed to just a death benefit which means that you canget a benefit not just your loved ones you both can here's how whole lifeinsurance policy works number one when you put money every month into a lifeinsurance policy it's like a forced savings account as if you will a smallportion will go towards your death benefit let's say that I have a deathbenefit of three hundred thousand dollars if I were to die and then let'salso say that I'm building some cash value I might have a payment of $400 amonth or $200 a month or $100 a month or or three thousand dollars a month or alot more for some of you they're using this as a rapid wealth strategy and asmall percentage will go to the death benefit and then the rest of it is goingto go towards building what's called cash value and this is money that youcan access from the policy if you set it up the right way here's some of thebenefits oftentimes with the banks that are out there that set up these policiesI call them banks because that's really what they are this is you setting upyour own personal bank and those banks guess what they're paying you
