Axis Bank Personal loan By applying online from Axis Bank How to get a personal loan up to Rs. 15 lakhs To take a personal loan from Axis Bank What documents should you have? By following which terms and conditions, you can become eligible to take a personal loan And from here if you take a loan So what is the interest rate of the loan amount to be paid? And how many months will be available to repay the loan amount What are the benefits of taking a personal loan from Axis Bank And Most important thing Many people say that after taking a loan You have to pay lots of extra charges So is this correct? If true, which extras will have to be paid We will also know this in this video So let's know First of all we know that What are the benefits of taking a personal loan from Axis Bank Friends is the first of its benefits That here you can take a personal loan ranging from 50000 to 15 lakhs. And you have to return it You can get from 12 months to 60 months. It is flexible You can select any month between 12 months and 60 months. To refund the loan amount This is third benefits
If you are already a customer of Axis Bank So here you will be charged lower interest rate in your loan amount. That is, the person who is not already a customer of Axis Bank You have to give them lower interest rate Fourth Benefits are In this loan, friends need to give you very few documents. And here friends, your loan also gets approved very quickly. And in no time this loan amount is transferred to your bank account So friends like this, There are many more benefits of taking a personal loan in Axis Bank. If you want to know about all the benefits So you see last the video Now it comes to know which people can take a personal loan from Axis Bank What is its eligibility criteria The first condition in eligibility criteria is That in whose name you want to take a loan They should be at least 21 yrs old and maximum 60 yrs old That is, if they are less than 21 yrs old or more than 60 yrs old So they cannot apply for personal loan from Axis Bank Another condition in whose name you want to take a loan He must be a salaried person They must be salaried employees Salaried doctors should be Employees should be in the government sector Employees in Public Sector Undertaking Or should be employed in any public or private company That is,
they should keep regular salary from anywhere Third Conditions are Their minimum net monthly income should be 15000 If their income is less than 15000 So they will not be considered eligible for pay loan here So this is third condition guys Now comes the documents What documents do you need to take a loan here? In the documents, you must first give the KYC documents here. Under which you have to give both identity proof and address proof. Second is to give income proof here Under which you can give salary slip of last two months. On the third here, You have to give the last three month bank statement. Friends, the bank where your salary comes If you give his statement here So the chances of getting loan approved are increased. And fourth friends here Dully Filled Application Form That is loan application form Dully Filled loan Agreement with ECS Form Both of them have to give So all these documents you may need? To take a personal loan from Axis Bank If you also have all these documents And you are also eligible to take a loan from here. So how do you apply for loan Friends when it comes to apply So here people are divided in two categories.
The first people who already have an account with Axis Bank That is, the existing customer of Axis Bank Second, people who do not have an account with Axis Bank Not already an Axis Bank customer First of all, we talk about Those people who do not have Existing Customers in Axis Bank. What they have to do is to go to the official website of Axis Bank The link to the website is given to you in the description When you go there friends So on the right side you see a button on Apply Now You have to click on it As soon as you click on it Then you will come across a lot of options In which there is an option of instant personal loan under retail. You have to click on it As soon as you click on it So here too, see friends, people have been told in two catogries I am an existing customers Second , I am not an axis bank customer So what do you have to do here Clicking on I am not an Axis Bank Customer When you click it, a pop will open in front of you here. Which has an option to select your city You have to click on the down arrow in front of it. As soon as you click on it So there will be Names of some cities So whose name are you looking at Like as Delhi , Hyderabad , Ahmedabad , Visakhapatnam , vijayawada , Amritsar & others Except for others whose names are seen If you come from all the names of the city Then you have to click on it As soon as you click on it So here will be an option to fill the phone no, Date of birth & PAN card
This fill will be otp on your number And before that you have to fill some basic details Then you will know on the basis of your PAN card details Whether you can get a loan from Axis Bank or not If you can get, then how much amount of loan can be got? Now let's talk about people whose city name is not here So they have to select others here. As they select the others So here they also open some columns in front of them. Here they are asked some basic details. By filling all the details here Here you have to tick the spokes money and then submit it. After submitting, they have to wait for some time. Then they will get a call from the bank They will check before hand according to their details How much loan amount they can get When those calls come, you can know all the details from there.
